Blog - Harley Financial Services Ltd

Quarterly Investment Outlook

So investment markets have made quite a recovery from the 1st quarter’s devastation caused by the coronavirus pandemic.  What does that mean for the coming quarter?  Our latest quarterly outlook is available: Quarterly Outlook – Summer

Quarterly Investment Outlook

As a result of the coronavirus pandemic it has been a quarter of utter devastation in financial markets.    So what does that mean for the coming quarter?  Our latest quarterly outlook is available:  Quarterly Outlook – Spring

COVID-19

All our lives & businesses are changing in response to the COVID-19 pandemic. It is an uncertain & unprecedented time for everyone & our concern is always first & foremost the health & safety of our employees & clients.  To minimise any risk we are taking the following precautions:

Office closure

Our Falkirk office is now closed for meetings & will remain so until further notice. We will be monitoring this on a daily basis & will look to re-open the office once it’s safe to do so.

Telephone & email support

All of our staff are still currently working from our office, so you can still contact us via telephone or email.  Other than stopping all client meetings, it is still essentially business as usual for us, so we will continue to do all the tasks associated with looking after your financial planning needs.

Remote working

If & when government guidance is that we should isolate completely, we have remote working capabilities, so we can continue to provide your ongoing service from any location.

Online/telephone meetings

It is our plan to continue to carry out any client reviews that fall due over the coming months.  However, rather than doing these in the usual face to face meetings, it is our intention (where possible) to upload all review packs to our Client Portal & follow that up with a telephone appointment to discuss any action required.

 

Our focus remains on the well-being of our employees & clients, so we are closely monitoring & following guidelines set by government agencies to limit any risk.  However, we want to reassure you that our services to you remain robust & highly resilient.  We therefore believe we are well equipped to provide an uninterrupted service, albeit in a slightly different format to normal.

 

Merry Christmas

Our office will close at 4pm on 23rd December & will open again on 3rd January.

From all of our team, we hope you have a very Merry Christmas and a happy, healthy & prosperous new year.

Autumn magazine

Our latest magazine is now available. As usual, we have sought to address a range of topical issues that we hope you find interesting.
Autumn magazine

Quarterly Investment Outlook

It has been a summer of political drama & Brexit uncertainty remains high in the UK, so what does that mean for investment markets? Our latest quarterly outlook is available: Market Outlook

Quarterly Investment Outlook

Uncertainty is very much the narrative this quarter as political risks heightened, causing markets to become even more jittery. Our latest quarterly outlook is available: Market Outlook

Spring magazine

Our latest magazine is now available.
As usual, we have sought to address a range of topical issues that we hope you find interesting.
Your Finance Matters

Quarterly Investment Outlook

Markets have rebounded from last quarter, so what is going on? Our latest quarterly outlook is available: Quarterly Outlook

Don’t put all your eggs in one basket


This is an interesting chart which shows the “ups and downs” of different assets classes over the years & helps to highlight why it is incredibly difficult (if not impossible) to predict which asset class will be number one over the short term.

Also included is an “equally weighted” or diversified portfolio (the white one) which is an equal blend of the twelve asset classes. The diversified portfolio is never in the top three but also never in the bottom four of returns.

If you don’t like the roller coaster ride of trying to invest in the number one sector each year, then choosing a diversified portfolio will help smooth out those peaks & troughs.

Source TCF Investment